Job Information
BlueCross BlueShield of North Carolina Associate Underwriter in Remote, North Carolina
Job Description
Join our dynamic team as an Associate Underwriter, where you'll dive into the exciting world of large group underwriting. You'll manage and rate a medium-sized group book of business, all while hitting key revenue, margin, and membership targets. This is your chance to grow and make an impact!
Manage a Book of Business with up to 75,000 members and representing up to $225,000,000 in premium or premium equivalent under the guidance of an assigned experienced underwriting consultant or above.
Meet or exceed Business Segment revenue, margin, membership, and persistency goals.
Has the authority to make decisions/recommendations within the scope of authority stipulated by Underwriting Management and departmental policies.
Evaluate underwriting risk and determine premium rates for fully insured contracts and recommend funding rates for Administrative Services Only (ASO) contracts.
Proactively make recommendations regarding benefit plan design to internal customers.
Observe final rate negotiations and presentations with clients.
Hiring Requirements
Bachelor's degree or advanced degree (where required)
0-2 years of experience in related field.
In lieu of degree, 3+ years of experience in related field.
Preferred Skills
Candidates should demonstrate strong skills in performing calculations involving basic arithmetic operations and percentages.
Possess the ability to interpret complex data sets, analyze trends, and derive meaningful insights.
Ability to evaluate potential risks and determine appropriate premium rates.
Strong verbal and written communication skills for interacting with clients and team members.
Critical thinking and problem-solving abilities to assess and mitigate risks.
Salary Range
At Blue Cross NC, we take great pride in a fair and equitable compensation package that reflects market-price and our starting salaries are typically planned near the middle of the range listed. Compensation decisions are driven by factors including experience and training, specialized skill sets, licensure and certifications and other business and organizational needs. Our base salary is part of a robust Total Rewards package that includes an Annual Incentive Bonus*, 401(k) with employer match, Paid Time Off (PTO), and competitive health benefits and wellness programs.
*Based on annual corporate goal achievement and individual performance.
$46,500.00 - $74,400.00
About Us
It's an exciting time to work at Blue Cross and Blue Shield of North Carolina (Blue Cross NC). Health care is changing, and we're leading the way. We offer more than health insurance our customers can count on. We’re committed to better health and better health care − in our communities and beyond. Our employees bring energy and creativity to the workplace, and it shows in our innovative approach to improving the health and well-being of North Carolinians.
Blue Cross NC is a fully taxed, not-for-profit company headquartered in Durham, North Carolina. We serve more than 4.3 million members, and we employ more than 5,000 people across the country who are passionate about making health care better for all.
Help us lead the charge for better health care by joining our award-winning team. Discover tremendous opportunities with us to do challenging and rewarding work. Opportunities that can lead you to a fulfilling career, work that can help others lead healthier, happier lives.
Authorization to Work in the United States
We use E-verify to confirm authorization to work in the United States. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify Overview (https://www.e-verify.gov/employees/e-verify-overview) for English or Visión General de E-Verify (https://www.e-verify.gov/es/empleados/vision-general-de-e-verify) for Español.
Request Accommodations
Blue Cross NC provides reasonable accommodations to applicants with disabilities. If you need a reasonable accommodation for any part of the application or hiring process, please notify HR at HR.Staffing@bcbsnc.com .
For most roles, you can choose where to work - fully remote in one of the states listed below, in the office, or a hybrid of the two:
Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, and Wyoming