Job Information
Fiserv Clover Capital/Credit Risk manager in North Sydney, Australia
Calling all innovators – find your future at Fiserv.
We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Job Title
Clover Capital/Credit Risk manager
What does a successful Credit/Risk Manager do at Fiserv?
We are looking for an experienced Merchant Acquiring Credit Risk Manager to enhance our credit risk management strategies related to merchant acquiring. The ideal candidate will play a crucial role in assessing and mitigating credit risk while ensuring our merchants are supported in their payment processing needs.
What You Will Do:
Credit Risk Assessment: Conduct thorough credit evaluations of potential and existing merchants to assess their creditworthiness and financial stability, utilizing various credit-scoring models and analytical techniques.
Monitoring and Reporting: Develop and maintain ongoing monitoring processes for merchant portfolios, ensuring timely identification of emerging risks and regular reporting of credit risk metrics to senior management.
Monitor credit risk exposure on merchants and at portfolio level, ensure compliance with internal Credit & Risk policies and external regulatory requirements
Risk Mitigation Strategies: Design and implement strategies to mitigate identified risks, including establishing credit limits, collateral requirements, and monitoring merchant transaction behaviors.
Compliance and Regulatory Oversight: Ensure that merchant acquiring activities comply with relevant laws and regulations, particularly concerning credit risk management practices.
Cross-Functional Collaboration: Work closely with sales, operations, and fraud prevention teams to develop comprehensive risk management solutions that align with business objectives.
Market Analysis: Stay updated on acquiring industry trends, market conditions, and regulatory changes to identify potential impacts on merchant credit risk.
Client Support: Provide guidance and support to merchants on credit-related inquiries, addressing concerns and fostering a positive relationship while ensuring compliance with risk requirements.
Stay informed on industry trends, emerging technologies, and regulatory changes, proactively adapting strategies to ensure competitive advantage.
What You Will Need To Have:
MBA (Finance), Statistics, Data Science, Risk Management, or a related field; a master’s degree is preferred.
Minimum of 5 years of experience in credit underwriting and transaction monitoring within the merchant acquiring or payments industry.
Strong analytical, critical thinking, and problem-solving skills, with a proactive approach to identify opportunities for improvement.
Exceptional communication skills, both written and verbal, enabling the effective articulation of complex analyses and strategies to non-technical stakeholders.
Ability to work effectively in a team-oriented environment while also functioning independently.
A commitment to continuous improvement and innovation in credit decision-making and risk management processes.
Proficient in data analysis and reporting software; familiarity with risk management systems is preferred.
If you are a skilled professional with a strong background in credit risk management and a passion for supporting merchant relationships, we encourage you to apply for this impactful role.
Thank you for considering employment with Fiserv. Please:
Apply using your legal name
Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
What you should know about us:
Fiserv is a global leader in payments and financial technology with more than 40,000 associates proudly serving clients in more than 100 countries. As one of Fortune ® magazine's "World's Most Admired Companies™" 9 of the last 10 years, one of Fast Company’s Most Innovative Companies, and a top scorer on Bloomberg’s Gender-Equality Index, we are committed to innovation and excellence.
Our commitment to Diversity and Inclusion:
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Warning about fake job posts:
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