Job Information
AIG Sr. Property Underwriter in Miami, Florida
Join us as a Sr. Property Underwriter to make a greater impact through your technical expertise and people skills. This could be the ideal chance to step up into your first Senior level role.
Make your mark in Underwriting
AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.
How you will create an impact
The Facultative Property Senior Underwriter will be responsible for supporting the Facultative Desk Property Product Leader in the day to day underwriting and management of the overall Property portfolio written through the Miami FAC Desk including developing business development strategy, management of broker and distribution channels, budget and business planning functions and reporting, portfolio analytics, development and training of staff, and compliance of internal policies to achieve a sustainable and profitable regional portfolio, including but not limited to:
Team & Operational Management
Support Product Leader to drive continuous professional development of the Property team in the Facultative Reinsurance Desk.
Ensures the required standards of governance, systems and controls, and regulatory compliance are established and maintained by team members for the Property division.
Supports team in making business decisions that leverage their expertise and experience in combination with analytical models.
Work with Claims, Finance, Operational, Accounting, Legal, and Actuarial support teams to support portfolio management functions.
Drive a culture that promotes collaboration, diversity and inclusion.
Support in the generation of key performance indicators including but not limited to monitoring of submission flow by distribution channels, effectiveness ratios, analysis of losses/ claims behaviors, among others.
Support in the preparation of commercial presentations, marketing material and other initiatives as the business requires.
Maintain updated underwriting files based on corporate guidelines.
Underwriting
Actively source business opportunities and underwrite FAC Property across LAC as per Business Plan objectives.
Supports Product Leader with development, monitoring and influences the deployment of Property underwriting strategy, P&L, product development, executing upon agreed strategies within global ‘guardrails. This includes detailed monitoring standards / quality reviews to assess loss ratios and underwriting results as well as active portfolio management.
Actively support development, position, market, and deliver innovative, market-leading products and services through a zonal framework to a network of producers in a manner that effectively leverages our strengths as a competitive differential in the marketplace.
Drive underwriting excellence across the business by establishing and ensuring adherence to risk appetite, line setting, standards and guidelines, and ensure rating and pricing adequacy.
Collaborate with Distribution and Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers and cedents.
Develop strong, long term relationships with brokers and clients to profitably grow a book of business.
Provide superior customer service to brokers and clients.
Enjoy benefits that take care of what matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.
Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
Welcome to a culture of belonging
We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com .
Functional Area:
UW - Underwriting
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