Think Beyond The Label Jobs

General information

Ref # 17625

Remote? No

Ally and Your Career

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Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

The Opportunity

Ally’s Auto Pricing Team develops and delivers industry leading rates while optimizing economics. This role supports the lease and specialty product operation team in the implementation of lease product rates and origination optimization. Work with system teams to maintain rate delivery to dealers/customers are accurate and analyzing results to ensure expected results occur. If you are passionate, love working with people, have strong organizational, analytical, and problem-solving skills, and a desire to make an impact, this may be the right fit!

The Work Itself

• Analyze current rate structures looking for opportunities to optimize and propose changes.
• Monitor current origination and application trends to identify patterns/trends and using them to forecast out expected run rates.
• Collaborate with business partners on lease channel opportunity and OEM level pricing
• Coordinate with Sales Alliance and Residual setting teams to establish monthly lease pricing programs and rates
• Analyze core lease granular pricing programs to ensure profitability objectives are met
• Perform portfolio analytics, special projects, drill down analysis and other duties as needed.
• Develop and maintain processes to pull, sanitize, aggregate, conform, and produce operational and portfolio-level reports accurately.
• Apply sound control processes into daily/weekly/monthly/quarterly processes to effectively identify, assess, and manage risk.
• Understand competitive environment and other drivers of economics to optimize returns
• Maintain proper governance controls for any changes proposed to rate matrices.
• Demonstrate strong working knowledge of documents and processes involved in the extension of Consumer credit.

The Skills You Bring

• Bachelor's degree required with related field.
• MIS or Data Management experience is strongly preferred.
• Proficiency in Python and/or SQL.
• Working knowledge of Snowflake SQL data aggregation and consumer auto data infrastructure
• Demonstrated experience in self-assessments, including process documentation, and strong data analysis skills.
• Ability to prioritize and multi-task with strong planning and organizing abilities including process improvements.
• Knowledge of general financial concepts -- P-L calculations, amortization schedules, basic understanding of interest rates, pro-forma models
• Leveraging expertise and relationships to contribute to strategy and drive business results.
• Ability to provide advice/direction in primary areas of expertise.
• Excellent written and verbal communication skills.
• Proven track record of influencing decisions with great analytics and financial models
• Strong work ethic, ownership, and goal-oriented mentality
• Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).
• 3+ years of analytics experience in the Financial Services industry or auto consumer is preferred.

How We'll Have Your Back

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Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Base Pay Range:

Emerging: 70000

Experienced: 95000

Expert: 120000

Incentive Compensation: This position is eligible to participate in our annual incentive plan