Think Beyond The Label Jobs

Job title – Credit Analyst (74084)

Location – Barcelona, Spain

Job model – Hybrid

We are seeking a dedicated professional with a passion for credit risk analysis. The role involves conducting comprehensive credit assessment, including the collection, examination, and interpretation of various data related to the existing and potential customers. The ideal candidate will be skilled in preparing and presenting credit recommendations to the decision-makers. Additionally, this role requires ongoing monitoring of accounts to identify, analyze and mitigate potential credit risks.

At dsm-firmenich, being a force for good is not optional. Diversity, Equity & Inclusion is a shared responsibility woven into our daily work to not only benefit our People, Customers & Communities but also drive business value. Equal access to opportunities is a given, belonging is a shared feeling, authenticity is celebrated.

Your key responsibilities

• Evaluate potential and existing clients using our credit model, which incorporates financial statements and qualitative data, to provide precise credit recommendations and ensure adherence to the credit group policy by all relevant stakeholders.

• Facilitate sales growth in complex countries and mid-markets by proposing credit risk mitigation solutions (such as trade finance) and closely monitoring accounts receivable to minimize write-offs in these regions.

• Oversee and approve the release of blocked sales orders after thorough analysis and validation.

• Develop and maintain strong partnerships with both external and internal stakeholders, including Business, Controlling, Customer Experience, and Collection Teams.

• Gain a deep understanding of the business, including its nature, growth strategy, customer types, country-specific factors, products, seasonality, sales organization structure, and global credit organization.

• Update and maintain process documentation and support the implementation of process improvements.

We bring

• A rich history and a promising future of bold scientific innovation and passionate creation with our customers;

• A space to grow by encouraging and supporting curiosity and an open mindset;

• A culture that prioritizes safety and well-being, both physically and mentally;

• The opportunity to work for a company where sustainability is much more than a claim and is core to our strategy and purpose;

• A flexible work environment that empowers people to take accountability for their work and own the outcome;

• Barrier-free communities within our organization where every employee is equally valued and respected – regardless of their background, beliefs, or identity;

• A firm belief that working together with our customers is the key to achieving great things;

• An eagerness to be one team and learn from each other to bring progress to life and create a better future;

You bring

• University Degree or equivalent.

• Minimum of 3- 5 years of prior experience in credit management, accounting, or finance.

• Very good knowledge basis in financial ratios in order to provide accurate credit reports and recommendations.

• Maintain a positive attitude, flexible, good team player with ability to work independently and to multi-task.

• Proficiency in MS Office pack including Microsoft Excel tools and SAP knowledge.

• Fluent communication skills in English – both oral and written.

• Conversation level of Spanish

The application process

Interested in this position? Please apply on-line by uploading your resume in English via our career portal.

Equal Opportunities Commitment

dsm-firmenich is fully dedicated to inclusion because when people feel engaged and empowered, their creativity and innovation drives unprecedented progress. We aim to build a workplace where opportunity really is equal, so everyone can thrive. We do not discriminate: there’s a place for everyone at dsm-firmenich.

As a committed equal opportunity employer, we ensure our recruitment practices are inclusive and fair. We encourage the recruitment of a diverse workforce, representative of the communities in which we work, by using inclusive language, diverse interview panels, diversified sourcing strategies. Selection is based on qualifications, competency, experience, performance history and fit with the team to advance fair and equitable opportunity.

Employment decisions are based upon job-related reasons regardless of an applicant's race, color, ethnicity, national origin, religion, gender, gender identity or expression, sexual orientation, age, disability, backgrounds, genetic information, protected veteran status, or any other status protected by law.

We are committed to providing reasonable support for disabled applicants in our recruiting process. Should you need assistance, and are comfortable to share this, please let us know.

About dsm-firmenich

As innovators in nutrition, health, and beauty, dsm-firmenich reinvents, manufactures, and combines vital nutrients, flavors, and fragrances for the world’s growing population to thrive. With our comprehensive range of solutions, with natural and renewable ingredients and renowned science and technology capabilities, we work to create what is essential for life, desirable for consumers, and more sustainable for the planet. dsm-firmenich is a Swiss-Dutch company, listed on the Euronext Amsterdam, with operations in almost 60 countries and revenues of more than €12 billion. With a diverse, worldwide team of nearly 30,000 employees, we bring progress to life™ every day, everywhere, for billions of people. www.dsm-firmenich.com

Pease note this is a direct search led by dsm-firmenich. We only accept applications from candidates, not from agencies nor subject to agency’s fees, percentages or similar.